What would you do with an extra $3,057.54?

Did you realize if you did not stop for a morning ‘latte- java- jolt’ that averages (without a side snack/breakfast) $3.89 a day you would ‘free up’ $3075.54 over a 3 year period of time? What if you replaced the ‘dunks’ for ‘mcdonalds $1.06 coffee?” wouldn’t spending $826.80 over $3,057.54 help? You could apply $2230.74 to something else. piggybank