One of the most common themes I’ve struggled with in my own life is the “I’m not really that out of shape!” Yet I’ve taken the same 25 pounds off and on again for the past two decades…over and over and over again. First, the clothes start to get a little tight, but I tell myself “I’m not really that out of shape”. Feeling sluggish by 3pm becomes a daily occurrence and I add more caffeine and tell myself again “I’m not really that out of shape”. The stairs seem to make me more ‘winded’ each time I have to track laundry up and down but you know what? You get it! So the imprints of these things start to affect me in a way that I start thinking I better do SOMETHING. So I get motivated. I decide on what plan of attack I’ll take. I get to the gym, take a walk, eat better…do well, shed some pounds and start to feel BETTER!
But then something happens. I get busy, stressed, start feeling selfish for taking ‘ME time’ away from my family and business and slowly slip into those old habits and the pounds come back again.
One of the ways we can combat this is to ask for support/mentorship. This past year my weight loss goals have been met and with relative consistency because of the help of a trainer and wellness coach. I’ve found that when I have more ‘skin in the game’ I am more committed and I’m seeing longer term results and developing a healthy pattern of new behaviors.
The same is true of developing a healthy plan for your finances.
Many of us, me included, hit periods where we start ‘the plan’ to spend less and save more. Commit ourselves to stop charging and start paying back on things we splurged on month’s ago. How many of you are still trying to pay for Christmas ‘2014 or summer vacation from LAST year? How many of you are still paying for your college education and yet haven’t seen the inside of a dorm room in nearly a decade? We get ‘on track’ but then something happens. Not the normal ‘Oh no, Alex’s cleats don’t fit anymore and tryouts are next week!!!” OR “he’s turning 16 in two weeks and the driver training enrollment needs to be in NOW?!” type stuff. It’s more like this: “I’ve cooked three nights in a row and no one wants the leftovers the heck with it, let’s go out!” OR “I can’t believe it, I FINALLY got a 30% off code at Kohl’s!” and….. WE GIVE IN. WE GET “OFF TRACK”. We think, just like other struggle areas that “we are really not THAT bad‘. But our perception is tainted. We look around and try to justify that ‘everyone’ does it. We tell ourselves that our kids need to have a better education than we did no matter what the cost. Our student loan feels like a family pet. We end up working harder & longer, and many times in jobs that are unfulfilling and even stop believing that the life we dream about is even possible any longer.
How would using a financial coach benefit you in the way a wellness coach benefited me?
- Do you need help navigating through a financial crisis?
- Building a workable budget? And having an accountability partner as you learn your way?
- Need help eliminating your debt once and for all?
- Learn how to deal with collectors?
- Establish a plan for retirement and college?
These are all areas of support where real guidance could make huge difference in the long term quality of your life!